Sustainable FinTech & ESG: UAE Banking, Risk, Innovation, and Strategic Execution Baixar grátis

Isbn 13: 9798254531593

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Sustainable FinTech & ESG offers a focused examination of how banking is being reshaped by digital finance, ESG demands, tighter regulation, and rising scrutiny from investors, supervisors, and clients. This book argues that modern banks no longer have the option of treating technology, sustainability, risk, and governance as separate topics. They now sit inside the same operating model. Decisions on lending, onboarding, product design, disclosures, data, and control architecture increasingly depend on how well those elements work together.

Alessio Faccia studies Sustainable FinTech as an applied banking discipline rather than a branding exercise. The discussion starts with the foundations. It defines Sustainable FinTech in financial institutions, explains ESG from the banking operating model, reviews global ESG trends shaping strategy, and places the UAE sustainability agenda inside the logic of banking practice. From there, the book moves into the architecture of execution. It analyses digital payments, RegTech, SupTech, AI, blockchain, digital onboarding, APIs, cloud systems, workflow automation, data analytics, and customer-facing digital interfaces as parts of a connected banking structure.

Readers are guided through the full value chain. The book shows how ESG value is created across customer acquisition, onboarding, credit analysis, monitoring, reporting, and investor communication. It studies digital inclusion, SME green finance, and sustainable product design with a clear commercial lens. It also addresses the harder operational issues banks face every day, including ESG data gaps, taxonomy discipline, climate-risk mapping, borrower profiling, early warning logic, cybersecurity, third-party dependence, operational resilience, model risk, bias, explainability, fairness, and the governance of AI-supported decisions.

A major strength of the book lies in its insistence on evidence. Public claims are no longer enough. Banks need traceable data, controlled workflows, documented definitions, disciplined approval rights, and reviewable outputs. Sustainable finance products need more than appealing labels. They need clear eligibility rules, use-of-proceeds logic, milestone tracking, exception handling, and defensible reporting. ESG disclosures need more than polished narrative. They need information architecture, internal ownership, control testing, and assurance readiness. This book shows where banks often fail, where weak governance turns fast innovation into reputational risk, and where structured digital design improves trust, speed, and institutional discipline.

The UAE focus gives the discussion practical weight. Banks in the UAE operate inside a market shaped by energy transition, infrastructure growth, digital transformation, industrial change, SME development, Islamic finance relevance, and international capital flows. The book explains how those conditions affect credit review, transition finance, sustainable product design, operational efficiency, and competitive positioning. It treats sustainability as part of the country’s next-stage economic architecture, not as imported rhetoric.

Written for bankers, risk and compliance professionals, board members, consultants, postgraduate students, regulators, and executive learners, Sustainable FinTech & ESG gives readers a clear and rigorous framework for understanding how responsible banking is built in practice. It is a book about execution. It is a book about controls. It is a book about how technology, ESG logic, and governance come together to shape stronger financial institutions.

Número de páginas :391
Isbn 13 :9798254531593
Encadernação Sustainable FinTech & ESG: UAE Banking, Risk, Innovation, and Strategic Execution:Capa Comum
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