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As we might be heading towards a financial apocalypse, ancient wisdom is coming to haunt us. The cause of previous debt collapses was often charging interest on money and debts. For that reason, that practice was frequently forbidden and called usury. Recent centuries have seen exceptional economic growth and exceptionally low interest rates, allowing growth to cover the interest, but that is about to end.
Usury has destroyed societies and is poised to terminate civilisation as we know it, unless some inconceivable event were to occur and humanity were to come to its senses. A usury-free financial system is now possible because modern finance has made financial markets more efficient. Natural Money is a monetary system with negative interest rates based on Gesell's idea of a holding fee on currency.
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