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Do I really need an estate plan?
If you've ever asked yourself that question, you're not alone—and this book has the answers you're looking for.
Death, taxes, and... uncertainty.
If you're navigating big life changes—becoming a parent, caring for aging parents, retiring, or just trying to get your financial house in order—this book will help you plan wisely and protect what matters most.
In Death, Taxes & Change, estate planning attorney Jill M. Santiago guides you through the complex (and often overwhelming) world of wills, trusts, and future planning—with clarity, compassion, and zero legal jargon. Whether you're a Rhode Island resident, a snowbird with property in multiple states, or someone with loved ones who have special needs, this book equips you to create a plan that reflects your values and avoids unnecessary court battles.
Inside, you'll learn how to:
Decide whether you really need a will or a living trust
Understand the difference between revocable and irrevocable trusts
Protect your family from guardianship and probate
Pass assets to your children without causing conflict
Set up a special needs trust the right way
Leave money to a church or charity without legal confusion
Plan wisely across state lines—and keep your plan valid wherever life takes you
Estate planning isn’t just about documents—it’s about peace of mind.
This book gives you a step-by-step path to protecting your loved ones, honoring your wishes, and gaining confidence about your future—no matter how much change life throws your way.
If you're ready to move from avoidance to action, Death, Taxes & Change will help you make the choices today that your family will thank you for tomorrow.
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